Buy vs Rent Calculator

Compare the total cost of buying vs renting a home over time, including all associated costs and opportunity costs.

Home Price

Down Payment

Interest Rate (%)

Loan Term (Years)

Property Tax (%)

Home Insurance

HOA Fees

Annual Maintenance

Monthly Rent

Rent Increase (%)

Home Appreciation (%)

Investment Return (%)

Time Horizon (Years)

Monthly Ownership Cost$0.00

Monthly Rent$0.00

Monthly Difference$0.00

Total Buying Cost$0.00

Total Renting Cost$0.00

Home Value After 0 Years$0.00

Net Home Value$0.00

Opportunity Cost of Down Payment$0.00

Renting is Better$0.00

Break-even Point1 years