The Boring Wealth

Wealth & Retirement

Build wealth through savings, investments, and retirement planning.

Compound Interest

Calculate compound interest growth over time

savings
long-term

Savings Goal Timeline

Plan timeline to reach your savings target

planning
goals

401(k)/IRA Growth

Project retirement account growth with employer matching

retirement
401k
ira

Safe Withdrawal Rate

Determine sustainable retirement withdrawals

retirement
withdrawal
4-percent-rule

FIRE Target Number

Calculate your Financial Independence Retire Early target

fire
retirement
independence

Roth vs Traditional Breakeven

Compare Roth and Traditional IRA tax benefits

retirement
tax-optimization
ira

Emergency Fund Size

Calculate recommended emergency fund size

emergency
savings
safety

Monthly Budget Allocator

Distribute income across budget categories

budgeting
planning
50-30-20

Runway Calculator

Calculate how long your savings will last

runway
burn-rate
planning

Required Monthly Contribution

Calculate how much to save monthly for goals

savings
planning
goals

APY ↔ APR Converter

Convert between annual percentage rates

rates
conversion
compounding

Asset Allocation Mix

Simple 3-5 fund portfolio allocation

allocation
portfolio
diversification

Rebalancing Bands

When to rebalance portfolio

rebalancing
portfolio
bands

College Savings Goal (529)

529 plan calculations

529
education
savings

Buy vs Rent

Compare renting vs buying

real-estate
housing
comparison

Term Life Needs

Calculate life insurance needs

insurance
life-insurance
protection

Deductible Trade-off

Premium vs out-of-pocket analysis

insurance
deductible
premium

Inflation-adjusted Returns

Real vs nominal returns

inflation
real-returns
purchasing-power

Inflation Calculator

Calculate purchasing power over time

inflation
purchasing-power

Currency Depreciation

Track currency value vs USD over time

currency
forex